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Track the parts of your business that matter.
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Product Pricing Calculator
Decide what to charge before you start selling.
Invoice Generator
Create and download a professional invoice.
Profit Margin Calculator
Understand how much of each sale you keep.
M-Pesa Reconciliation
Match M-Pesa payments to sales and investigate every variance.
Financial Projections Template
Model revenue, margins, costs and profit across three scenarios.
VAT Calculator
Work out VAT without doing the maths yourself.
Profit & Loss Statement Template
Track revenue, direct costs, expenses and profit.
Business Budget Template
Plan income, expenses and budget versus actual.
Calculators
Make the numbers make sense.
Free calculators built around everyday business decisions.
Product Pricing Calculator
Decide what to charge before you start selling.
Business Loan Calculator
Estimate repayments, interest and the full cost of a business loan.
Profit Margin Calculator
Understand how much of each sale you keep.
Break-Even Calculator
Know how much you must sell.
VAT Calculator
Work out VAT without doing the maths yourself.
TOT Calculator
Estimate turnover tax.
Document generators
Documents your business actually needs.
Create and download professional business documents in minutes.
Invoice GeneratorCreate and download a professional invoice.Quotation GeneratorSend a clear quote before confirming the sale.Receipt GeneratorGive customers proof of payment.Payment Schedule GeneratorPlan instalments, staged payments, references and approvals.Lipa PolePole Instalment Schedule GeneratorCreate a customer-ready Lipa PolePole instalment schedule with due dates, running balances and payment instructions.Purchase Order GeneratorFormalise what you’re ordering from suppliers.Sales Order GeneratorConfirm customer orders with a clear, professional sales order.
Business templates
You don’t need to build every spreadsheet yourself.
Download free templates to help you track, plan and manage your business.
Accounts Receivable Tracker
Track customer balances, due dates and cash still to collect.
M-Pesa Reconciliation
Match M-Pesa payments to sales and investigate every variance.
Daily Sales Tracker
Track your daily sales.
Sales Tracker Template
Track sales, collections, channels and outstanding balances.
Customer List Template
Organise customer details, purchase activity and customer status.
Income & Expense Tracker
Track income, expenses and net cash movement.
Business guides
Build your business knowledge.
Simple explanations, practical guides and useful checklists.
Profit Margin
How much of every sale becomes profit?
Cash Flow
Why being profitable doesn’t always mean having cash.
VAT
What you collect vs what belongs to the business.
Inventory
How much stock should you actually hold?
Pricing
How to price a product without guessing.
Tax & Compliance
VAT vs TOT: what business owners should understand.
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Free tools help you work something out.
Belvara helps you keep it worked out.
When your sales, stock, payments, expenses and customers start moving every day, Belvara keeps them connected.